Financing & Project Grants

You deserve your permaculture yard vision. Let’s fund it.

  • 0% Interest Options

    Several options are available depending on your credit utilization ratio and what you qualify for, from 0% intro APR credit cards, to “pay in 4” plans from partners like Affirm.

  • HELOCs

    Home Equity Lines of Credit with up to 30-year terms with super low payments to help spread your investment out as much as possible.

  • $0 or Low Down Payment

    Many of our financing options offer options with $0 down, or a low down payment, to help you get started now and get the most return on your investment.

  • Mortgage Refi / Add-Ons

    If your mortgage servicer allows it, we can use them. If not, we can leverage one of our excellent brokers to find you a better deal that brings your vision to life.

  • 50/50 Rolling Raffle

    Your monthly donation automatically enrolls you into our monthly 50/50 rolling raffle where half of each month’s donation pot is awarded to a community member’s project.

    Join the raffle.

  • Grant Funding

    If you have an epic vision for feeding, teaching, and healing your community, we can build a grant application around it and act as your fiscal sponsor.

Financing FAQs

  • We are neither a broker nor a lender. Our financing options are provided by third-party lenders unaffiliated with Permascaping, under terms and conditions that you & they will arrange directly.

  • We partner with some of the best financial companies to find the best rates & terms for your unique situation.

    We’ll gather the information needed to run a soft credit check (which does not impact your score) and let you know what options you have.

  • Generally speaking:

    • Your donation is added into the monthly raffle pot 

    • 1 random donor is selected & awarded 50% of the total pot in the form of property transformation services

    • The remaining 50% is used in our Phoenix Food Forest Initiative locations

    • You receive a tax receipt at the end of each year for your donations

    • To spice things up, you can start or join a team of donors to increase your chances of winning as a group, and deciding how you will distribute the funds within your group

    See most up-to-date details and join today.

  • Grant funding is a rare & special case. It’s only available for projects that have a powerful vision for community-building, such as providing homegrown food, hosting educational events, employing & upskilling particular types of people, etc.

    As the 501(c)(3), we act as the fiscal sponsor which receives the grant funding, and distributes it to your project according to that grant’s particular terms. We will also be responsible for documenting & reporting on the project’s success.